In 1930, the UK government introduced a law that required every
person who used a vehicle on the road to have at least third party
personal injury insurance. Today, UK law is defined by the car insurance,
which was last modified in 1991. The Act requires that motorists either
be insured, have a security, or have made a specified deposit of 1,000,000 with the Accountant General of the Supreme Court, against
their liability for injuries to others (including passengers) and for
damage to other persons' property, resulting from use of a vehicle on a
public road or in other public places.
It is an offence to use a car, or allow others to use it, without the
insurance that satisfies the act whilst on the public highway (or
public place Section 143(1)(a) RTA 1988 as amended 1991); however, no
such legislation applies on private land.
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